Term Life Insurance

Without a medical exam, we can compare term life insurance policies from multiple carriers and help you find the right amount of coverage at a price that works for you.

Life insurance designed to fit your budget

Life insurance doesn’t have to break the bank. Term life insurance is a smart, budget-friendly option for upfront savings. At Assured Expense, we offer competitive, reliable plans and help you choose the term length that fits your needs.

 

Our policies come from top insurance companies, allowing us to find quality protection at a price that meets your budget. This coverage may range from $3,000 to $35,000 and remains active as long as premiums are paid. When policyholders pass away, the death benefit amount goes to your beneficiary to cover funeral expenses and other end-of-life costs. 

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    Term life insurance policies for as low as $18/month.

     

    What is term life insurance?

    Life insurance, specifically term life insurance, is the most affordable way to protect your family’s financial security if something were to happen to you. It gets its name because you choose the term (or length) of the policy. This means you can choose a term policy that meets your needs for length of coverage.

    Secure your loved ones’ future today with life insurance—because peace of mind is priceless.

    Types of Term Life Insurance

    The different term life insurance types—also known as term lengths—typically include 10-year15-year20-year25-year, and 30-year terms. Deciding what term length is right for you and your family can be tricky, but it’s made easier by working with Assured Expense.

    All causes of death are covered by term life insurance, with the only typical exclusion being suicide in the first two years.

    Term life insurance can provide peace of mind for both you and your family if the unexpected happens, ensuring they will be supported financially if there is a significant loss of income.

    The money from your life insurance policy can be used to cover the cost of end-of-life expenses in addition to outstanding expenses your family might still be expected to pay once you’re gone. This often includes the mortgage, utilities, college tuition, outstanding debts, etc.

    It’s important to first understand that the insurance policy’s coverage doesn’t necessarily go away, but instead, the rate at which you were paying does. After the term period ends, you can usually continue your policy on a year-to-year basis but at a much higher premium. Before that happens, though, Assured Expense is able to help you shop for a new policy to ensure you’re still receiving the coverage you need at a price that fits your budget.

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    Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses, mitigating losses, defending claims. Renters .