Guaranteed issue life insurance

Guaranteed acceptance life insurance plans have some type of waiting period before the benefits go into effect. Most of these policies fully function after 2 to 3 years.

Guaranteed Issue Final Expense insurance helps those you love

Losing a loved one hurts. And with the rising cost of funeral services, it can also bring financial strain to those left behind. Guaranteed Issue insurance can help ease that cost and stress.

Our policies come from top insurance companies, allowing us to find quality protection at a price that meets your budget. This coverage may range from $3,000 to $35,000 and remains active as long as premiums are paid. When policyholders pass away, the death benefit amount goes to your beneficiary to cover funeral expenses and other end-of-life costs. 
 

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    What is guaranteed issue final expense life insurance?

    Our Guaranteed Issue Final Expense Life insurance, or guaranteed acceptance life insurance, is a whole life insurance policy designed to help with your final expenses, including funeral and burial costs, medical bills, cremation or other debt.

    What are the benefits of Guaranteed Issue Final Expense Life insurance?

    If you don’t have a whole life insurance policy for your final expenses, this policy provides the following benefits, even for seniors:

    • You won’t be denied coverage
    • No medical questions
    • No medical exams
    • Simple quote and application process
    • Competitive rates to fit any budget1
    • Premiums will never increase
    • Instant coverage

    Ready to get started with guaranteed issue insurance?

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    All causes of death are covered by term life insurance, with the only typical exclusion being suicide in the first two years.

    Term life insurance can provide peace of mind for both you and your family if the unexpected happens, ensuring they will be supported financially if there is a significant loss of income.

    The money from your life insurance policy can be used to cover the cost of end-of-life expenses in addition to outstanding expenses your family might still be expected to pay once you’re gone. This often includes the mortgage, utilities, college tuition, outstanding debts, etc.

    It’s important to first understand that the insurance policy’s coverage doesn’t necessarily go away, but instead, the rate at which you were paying does. After the term period ends, you can usually continue your policy on a year-to-year basis but at a much higher premium. Before that happens, though, Assured Expense is able to help you shop for a new policy to ensure you’re still receiving the coverage you need at a price that fits your budget.

    Need any help?

    We are here to answer any questions or concerns you may have. Assure Expense is dedicated go serving it's serving policyholders, and protecting their interests.

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