No medical exam

Certain types of life insurance require a medical exam, but not a burial insurance policy. Unless you have a serious pre-existing medical condition, you’ll likely be able to get coverage.

Lower premiums

Final expense life insurance rates start at just $63 per month for policies with coverage amounts ranging from $5,000 to $40,000.

Payment flexibility

You get to choose if you want to pay your premium monthly or annually.

Quick approvals

The application process is quick and easy, and coverage can be issued in days, sometimes even on the day you apply. Once you’ve been approved, your coverage starts immediately.

Lifetime coverage

Your policy never expires so long as your premiums are paid.

Builds cash value

Final expense policies can build cash value over time. Once the cash value of your policy is high enough, you can withdraw cash from it, use it to borrow money, or even pay your premiums.