Many people choose cremation as an alternative to traditional burial for religious, financial or personal reasons. Understanding the cost of cremation can help you determine if this method is appropriate to prepare for yourself or a loved one.

What to Expect From Cremation Costs

How much does a cremation cost? Figures provided by the National Funeral Directors Association indicate that the average price of a cremation was $800-$1,500 in 2021, and that cost could increase significantly based on additional funeral services, compared to $7,848 for a traditional funeral with a viewing and burial.

Several factors can impact the cremation expense:

• Location: Cremation expenses can vary widely depending on the region and even from city to city within a geographic area.
• Funeral service: A cremation with a memorial service is more expensive than a direct cremation, which doesn’t include a funeral or service. In the latter situation, loved ones typically keep the deceased’s ashes in an urn or a similar vessel. The cost of an urn can also fluctuate. 
• Cremation fees: Some funeral homes have an in-house crematory, while others use a third-party service provider, which could increase the cost. 
• Timeliness: Preplanning can be less expensive than having loved ones arrange for the cremation when an individual passes away. Planning ahead allows for more time to compare services and prices.
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• How to Plan for Cremation Costs

  When planning for cremation, the direct method can lower the cost since it eliminates the need to pay for a memorial service or burial. Alternately, some funeral homes offer cost-effective packages that include a memorial service and viewing casket. You could also save money by paying in advance to lock in lower prices before they increase. 

  Getting a final expense insurance policy means you’ll be awarded that coverage until death. Planning for this expense and setting it as a monthly recurring bill will allow you to manage costs and avoid leaving loved ones with unexpected expenses.

  How Final Expense Insurance Can Help

  Final Expense Direct offers cremation insurance that provides financial assistance to your loved ones to cover the cost of cremation services and other end-of-life expenses. It will give you peace of mind that your beneficiaries will not have to incur the additional expense. Final expense insurance is tax free and paid to your named beneficiarie(s).

  Why Trust Us?

  Final Expense Direct was the first company to sell cremation and final expense insurance over the phone. We are also a member of the National Ethics Association and are A+ BBB Accredited. You’ll work with an experienced agent who will rate-shop several companies simultaneously to locate the lowest price and best coverage for your family. You’ll also have access to ongoing service after the sale from live customer service representatives who have your best interests in mind.